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Prepaid Cards

Advertiser Disclosure tm
The following are the top prepaid debit cards available to consumers with a bad credit history. These cards require that you deposit funds in order to activate the card, and the charges you make to the card are deducted from this deposit. When your balance runs out, you will need to reload the card to continue using it. Each of these offers features a short signup process with no credit check or income requirements.
 

All Cards  |  Prepaid Cards  |  Secured Cards  |  Unsecured Cards

Advertiser Disclosure
  • Trust Brink's with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don't have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the PayBack Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You're A Little Short.
Category Rank
#1
Cards Offered
MasterCard®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#1 MasterCard® No Credit Check Yes
  • Get Your paycheck and tax refund faster with direct deposit
  • Guaranteed Approval* - No credit check needed (ID verification required).
  • Sign up for NetSpend Payback Rewards and earn cash back.
  • No late fees or credit card debt because this is not a credit card.
  • Use the Mobile App to manage your account on the go and get real time text message alerts (Message & data rates may apply).
  • Customize your card to add a personal touch or an extra layer of security.*
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
Category Rank
#2
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#2 Visa® No Credit Check Yes
  • Get paychecks and your tax refund fast with direct deposit!
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
Category Rank
#3
Cards Offered
Mastercard®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#3 Mastercard® No Credit Check Yes
  • Get Your paycheck and tax refund faster with direct deposit
  • No credit check needed - 100% Approval* (ID verification required).
  • No credit card debt or late fees because this is not a credit card.
  • Earn cash back for using your card with the NetSpend Payback Rewards program.
  • Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
  • Earn up to $20 for every friend you refer.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
Category Rank
#4
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#4 Visa® No Credit Check Yes
  • $0 monthly fee†
  • Free† direct deposit
  • No credit check∞ or ChexSystems checks
  • No risk of overdraft fees
  • No bounced checks - ever!
  • Easy cash reloading at 50,000 + retail locations
  • Send checks with easy online bill pay
Category Rank
#5
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#5 Visa® No Credit Check Yes
  • $0 Monthly Fee
  • No Credit Check or ChexSystems check
  • Instant Account Number
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Easy 24/7 Online Account Access
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit card accepted
Category Rank
#6
Cards Offered
MasterCard®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#6 MasterCard® No Credit Check Yes
  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Category Rank
#7
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#7 Visa® No Credit Check Yes
  • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Category Rank
#8
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#8 Visa® No Credit Check Yes
  • $0 monthly fee†
  • No credit check∞ or ChexSystems checks
  • No risk of overdraft fees
  • No bounced checks - ever!
  • Free† direct deposit
  • Easy cash reloading at 50,000 + retail locations
  • Send checks with easy online bill pay
Category Rank
#9
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#9 Visa® No Credit Check Yes
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Call Now for a Free Credit Analysis: 1-855-382-3441
  • Leading provider of credit repair services
  • Over 1/2 million clients served in 18 years
  • Only credit repair agency to publish all client results
  • Average reporting clients see 85% of negative items removed