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Prepaid Cards

Advertiser Disclosure
The following are the top prepaid debit cards available to consumers with a bad credit history. These cards require that you deposit funds in order to activate the card, and the charges you make to the card are deducted from this deposit. When your balance runs out, you will need to reload the card to continue using it. Each of these offers features a short signup process with no credit check or income requirements.
 

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Advertiser Disclosure
  • Earn cash back with NetSpend Payback Rewards
  • No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
Category Rank
#1
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#1 Visa® No Credit Check Yes
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • Free† Direct Deposit
  • No Credit Check or ChexSystems Checks
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay
Category Rank
#2
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#2 Visa® No Credit Check Yes
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check or ChexSystems Checks
  • No Risk of Overdraft Fees
  • No Bounced Checks - Ever!
  • Free† Direct Deposit
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay
Category Rank
#3
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#3 Visa® No Credit Check Yes
  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Call Now for a Free Credit Analysis: 1-855-382-3441
  • Leading provider of credit repair services
  • Over 1/2 million clients served in 18 years
  • Only credit repair agency to publish all client results
  • Average reporting clients see 85% of negative items removed