Credit Cards >> For People With Bad Credit

The following are 10 of the top credit cards and prepaid debit cards for consumers with a bad credit history. In addition to offering a quick online application process, the credit card products below may be able to help build, rebuild or re-establish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits.
 

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Bad credit? Apply for a credit card today *
Join nearly 3 million credit cardholders *
Save time with our easy credit card application *
Don't be held back by past credit card struggles *
This is a credit card, not a debit card or prepaid card *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#1 MasterCard® Bad/No Credit Yes
An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly *
Acceptance at millions of locations worldwide, including website purchases and reservations *
Email and text messages to remind you of your upcoming payment due date with online enrollment *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#2 MasterCard® Average/Bad Credit Yes
Free direct deposit of tax refunds, anticipation loans, and paychecks *
Free credit builder and account text alerts *
Free Prescription Discount Card - save up to 85% on prescriptions *
No monthly fees and no hidden fees *
Card to card transfers between RushCard members *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#3 Visa® Bad/No Credit Yes
Credit not-so-good? Not to worry with this credit card offer *
Monthly reporting to major Consumer Reporting Agencies *
Reasonable credit limit can help you spend smarter (subject to available credit) *
Convenient 24-hour account access by phone *
The online application is safe, secure, and simple *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#4 MasterCard® Bad/No Credit Yes
Free online - $0 activation *
Free cash withdrawals at over 15,000 participating ATMs *
No credit check *
No overdraft or penalty fees *
$10 credit and free loading with direct deposit *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#5 MasterCard® Bad/No Credit Yes
You establish your credit limit - From $200 minimum up to $5,000 *
Build your credit card limit over time *
No credit history required to apply for this credit card *
Reports monthly to the major Consumer Reporting Agencies *
Join nearly 3 million PREMIER credit cardholders. Apply now *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#6 MasterCard® Bad/No Credit Yes
Prepaid card - must load funds to use *
$0 activation fee *
FREE direct deposit *
Send money with your mobile phone *
No credit check, no bank account needed, no overdraft fees *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#7 MasterCard® No Credit Check Yes
Prepaid card - requires cash deposit to use *
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies) *
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check *
Portion of your purchase goes to breast cancer awareness & detection *
No application fee and no obligation *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#8 Visa® Bad/No Credit Yes
An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly *
Acceptance at millions of locations worldwide, including website purchases and reservations *
Email and text messages to remind you of your upcoming payment due date with online enrollment *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#9 MasterCard® Average/Bad Credit Yes
No annual fee for the first year! *
Bad credit history? We invite you to apply *
This is a credit card, not a debit card or prepaid card *
Acceptance at millions of locations worldwide (subject to available credit) *
Try it out. Monthly reporting to major Consumer Reporting Agencies. Apply now! *
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#10 MasterCard® Bad/No Credit Yes
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