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Bad Credit Resources

Advice and Tips for Bad Credit

Bad Credit Tips and Advice

Bad credit is a reality for more than 100 million Americans, greatly affecting their ability to obtain loans, credit cards, and other lines of credit on affordable terms. We at strive to be a leading resource for people with bad credit, and we've created this section of our website to provide visitors with a better understanding of bad credit, how it can affect one's finances, and what actions and resources are needed to create a brighter financial future.

If you have an idea for an article that we have not yet covered, please send it to us and we will work to get it added. Please be sure to join our newsletter (on the menu to your left) to receive new tips and articles as they are added to our site.

OpenSky Credit Card Review

Open sky credit card
OpenSky - Great Choice for a Secured Credit CardThe OpenSky® Secured Visa® Credit Card is one of the best secured credit cards available, especially for those who don't have the best credit history. There is no... Read More

5 Steps to Rebuilding Bad Credit

5 steps rebuilding credit
Keeping one's credit rating on the right track in these trying economic times has proven to be difficult for many Americans. Many have experienced pay cuts, job losses, and other fiscal dilemmas that capsized their monetary well-being... Read More

Credit Crunch Shrinking Size of Personal Loans

Personal loans credit crunc
The American financial system has changed dramatically since the economic markets first took a hit in 2007, resulting in a tightening of consumer credit and lending in what has become known as the credit crunch... Read More

Inside the Brain of an Auto Lender

Brain auto lender
You've decided that it's time to buy a new vehicle, or perhaps a lightly-used one. You've decided on the color, the make, the model, and even the year the vehicle was manufactured... Read More

Filing for Bankruptcy: Chapter 7 vs. Chapter 13

Bankruptcy chapters
At some point the calls from collectors have to stop, or so you keep telling yourself. But the calls keep coming despite your best efforts to make peace with your creditors and to reach a workable agreement on your mountain of outstanding debt... Read More

Which Type of Home Loan is Right for You?

Types of home loans
If you are new to the world of home loans, the number of options at your disposal is enough to make your head spin... Read More

Learn About Bad Credit

Learnicon Want to learn more about bad credit and the steps you can take to improve your financial future? See this section for articles from featuring tips, advice, and other information for people with bad credit.
Go to the Tips and Advice Section

Get Answers to Your Questions

Question Millions of people have bad credit, but what exactly is bad credit? And what can be done about a bad credit history?  Visit our FAQs section to gain a better understanding of bad credit and its impact on your finances.  
Go to the FAQs Section

Calculate Your Finances

CalculatorUse online calculators to analyze your finances, and measure the impact of payments on credit cards, loans, and mortgages. Take the guesswork out of your financial decisions using our calculator section.  
Go to Financial Calculators

Learn the Terminology

Glossary11 What does "APR" mean? What is the difference between Chapter 7 and Chapter 13 bankruptcy? The credit industry uses terms that we do not hear in everyday conversation, but that are important to understand nonetheless.
Go to Glossary of Terms