Bad credit is a reality for more than 100 million Americans, greatly affecting their ability to obtain loans, credit cards, and other lines of credit on affordable terms. We at BadCreditOffers.com strive to be a leading resource for people with bad credit, and we've created this section of our website to provide visitors with a better understanding of bad credit, how it can affect one's finances, and what actions and resources are needed to create a brighter financial future.
If you have an idea for an article that we have not yet covered, please send it to us and we will work to get it added. Please be sure to join our newsletter (on the menu to your left) to receive new tips and articles as they are added to our site.
It all started so innocently. You took out a short-term loan one December to help you meet all your gift-giving obligations, but when the payment came due, you had to take out another loan to cover it...
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Home foreclosure is a hot topic these days with the state of the economy, and in this case what you don’t know can hurt you for years to come...
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Remember that shiny new credit card you got in the mail shortly after you turned 18? After a few trips to the mall and your local Starbucks, that little piece of plastic had you deep in debt and unable to keep up with payments...
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Are you looking to get a new credit card, but you're not sure what the various terms mean? Let's take a closer look at the 7 terms you should know before applying: 1. APR APR is an acronym used for annual percentage rate...
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Are you in the market for a credit card, but you're not quite sure about the difference between the various card options available? By now you've read a little about secured, unsecured, and prepaid cards, but how does each actually work? And more ...
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Learn About Bad Credit
Want to learn more about bad credit and the steps you can take to improve your financial future? See this section for articles from BadCreditOffers.com featuring tips, advice, and other information for people with bad credit.
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Go to the Tips and Advice Section
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Get Answers to Your Questions
Millions of people have bad credit, but what exactly is bad credit? And what can be done about a bad credit history? Visit our FAQs section to gain a better understanding of bad credit and its impact on your finances.
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Calculate Your Finances
Use online calculators to analyze your finances, and measure the impact of payments
on credit cards, loans, and mortgages. Take the guesswork out of your financial
decisions using our calculator section.
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Learn the Terminology
What does "APR" mean? What is the difference between Chapter 7 and Chapter 13 bankruptcy? The credit industry uses terms that we do not hear in everyday conversation, but that are important to understand nonetheless.
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