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Credit Cards

Advertiser Disclosure

Our team continuously monitors the market in order to bring you the best cards, reviews and offers available online. When assessing the best cards for our customers, we evaluate all the fine print for each card, and then, we review and compare the best credit card offers for you. Once you have found the card that best suits your needs, you will be forwarded to the issuers site, where all applications are secure. The entire process at BadCreditOffers.com is quick and easy. We take the hassle out of it for you. Our goal is to provide the best resources so our customers can search, compare and apply for the best offers available.

All Cards  |  Prepaid Cards  |  Secured Cards  |  Unsecured Cards

Advertiser Disclosure
  • YOU CAN DO MORE THAN JUST GET BY - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • You don't need perfect credit for a First PREMIER® Bank Secured Credit Card
  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
  • Reports to consumer reporting agencies help you monitor your financial progress to build credit (build credit by keeping your balance low and paying on time every month)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Category Rank
#1
Cards Offered
Mastercard®
Credit Needed
Bad Credit
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#1 Mastercard® Bad Credit Yes
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (Subject to available credit)
  • Reports monthly to all three major credit bureaus
Category Rank
#2
Cards Offered
Visa®
Credit Needed
Bad/Fair Credit
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#2 Visa® Bad/Fair Credit Yes
  • Instant $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK
Category Rank
#3
Cards Offered
Visa®
Credit Needed
Bad Credit
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#3 Visa® Bad Credit Yes
  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#4
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#4 Mastercard Fair/Good Yes
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#5
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#5 Mastercard Fair/Good Yes
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Category Rank
#6
Cards Offered
Mastercard®
Credit Needed
Bad/Poor
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#6 Mastercard® Bad/Poor Yes
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (Subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Category Rank
#7
Cards Offered
Visa®
Credit Needed
Fair/Bad Credit
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#7 Visa® Fair/Bad Credit Yes
  • With Netspend Direct Deposit, you can get paid faster than a paper check
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.
Category Rank
#8
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#8 Visa® No Credit Check Yes
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Category Rank
#9
Cards Offered
Mastercard
Credit Needed
Bad/Fair
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#9 Mastercard Bad/Fair Yes
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • $0 fraud liability for unauthorized charges
Category Rank
#10
Cards Offered
Mastercard®
Credit Needed
Bad/Fair
Secure Site
Yes
Category Rank Cards Offered Credit Needed Secure Site [ Visit website ]
#10 Mastercard® Bad/Fair Yes
  • Loans up to $35,000
  • Suitable for those with all credit ranges
  • APR varies from 4.99% up based on customer information
  • Great for consolidating debt
  • No obligation fee
  • Decision within minutes