Credit Cards
Advertiser Disclosure
Advertiser Disclosure
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000
- No credit history required to apply for this credit card
- Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts
- Previous bankruptcy OK
- Know the score! Quarterly FICO Score is provided for free on the monthly billing statement.
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Category Rank
#1
Cards Offered
Mastercard®
Credit Needed
Bad Credit
Secure Site
Yes
- Instant $500 Credit Line*
- No Credit Check
- Fast Online Application
- Bad Credit - OK
Category Rank
#2
Cards Offered
Visa®
Credit Needed
Bad Credit
Secure Site
Yes
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#3
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Card designs to fit your personality at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#4
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $500.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Checking Account Required
Category Rank
#5
Cards Offered
Mastercard®
Credit Needed
Bad/Poor
Secure Site
Yes
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
Category Rank
#6
Cards Offered
Visa®
Credit Needed
Fair/Bad Credit
Secure Site
Yes
- With Netspend Direct Deposit, you can get paid faster than a paper check
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.
Category Rank
#7
Cards Offered
Visa®
Credit Needed
No Credit Check
Secure Site
Yes
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00!* (subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Checking Account Required
Category Rank
#8
Cards Offered
Mastercard
Credit Needed
Bad/Fair
Secure Site
Yes
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Checking Account Required
- $0 fraud liability for unauthorized charges
Category Rank
#9
Cards Offered
Mastercard®
Credit Needed
Bad/Fair
Secure Site
Yes
