Credit Cards
Advertiser Disclosure
Advertiser Disclosure
- Checking Account Required
- We may approve those currently building their credit history
- All credit types welcome to apply!
- Looking for a second chance at a credit card? We may approve you when others will not.
- The First PREMIER Bank Mastercard is a good addition to your credit options.
- The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Category Rank
#1
Cards Offered
Mastercard®
Credit Needed
Bad/Fair Credit
Secure Site
Yes
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
Category Rank
#2
Cards Offered
Credit Needed
Fair
Secure Site
Yes
- Checking Account Required
- Unlike some other issuers, we may approve those currently building their credit history.
- Offers those with below average credit a second chance for a credit card
- Previous bankruptcy OK
- We may approve those with Bad Credit
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Category Rank
#3
Cards Offered
Mastercard®
Credit Needed
Bad Credit
Secure Site
Yes
- Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
- Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- Fast, easy online application process and a quick decision
- Not an access card
Category Rank
#4
Cards Offered
Visa®
Credit Needed
Fair/Bad Credit
Secure Site
Yes
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
Category Rank
#5
Cards Offered
Visa®
Credit Needed
Bad/Fair Credit
Secure Site
Yes
- Checking Account Required
- Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- We may approve those currently building their credit history.
- Looking for a second chance at a credit card? We may approve you when others will not.
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Category Rank
#6
Cards Offered
Mastercard®
Credit Needed
Bad Credit
Secure Site
Yes
- See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
- Credit Line Range $550 - $1,250, Doubling to $1,100 - $2,500.
- Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
- Get your updated FICO® Score each month.
- $0 Fraud Liability protects you from unauthorized charges.
- Online and mobile Account Access.
- No Penalty Rates or Over Limit Fee
Category Rank
#7
Cards Offered
Visa
Credit Needed
Bad/Fair
Secure Site
Yes
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#8
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000
- No credit history required to apply for this credit card
- Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts
- Previous bankruptcy OK
- Know the score! Quarterly FICO Score is provided for free on the monthly billing statement.
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Category Rank
#9
Cards Offered
Mastercard®
Credit Needed
Bad Credit
Secure Site
Yes
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Card designs to fit your personality at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
Category Rank
#10
Cards Offered
Mastercard
Credit Needed
Fair/Good
Secure Site
Yes
